Easy Payday Loan MTYA http://easypaydayloanmtya.com/ Tue, 22 Nov 2022 14:34:44 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://easypaydayloanmtya.com/wp-content/uploads/2021/05/easy-payday-loan-mtya-icon-150x150.png Easy Payday Loan MTYA http://easypaydayloanmtya.com/ 32 32 Prime Bank posts 15.7% profit growth in nine months https://easypaydayloanmtya.com/prime-bank-posts-15-7-profit-growth-in-nine-months/ Tue, 22 Nov 2022 14:34:44 +0000 https://easypaydayloanmtya.com/prime-bank-posts-15-7-profit-growth-in-nine-months/


Prime Bank posts 15.7% profit growth in nine months

Prime Bank head office in Nairobi. FILE PHOTO | NMG

Prime Bank Group reported a 15.7% increase in net profit in the period ending September 2022, following growth in unfunded income, in particular foreign exchange income and interest from government securities .

The lender recorded 2.69 billion shillings in profit after tax compared to 2.32 billion shillings during a similar period last year.

Earnings growth was mainly driven by interest income on loans and government securities, foreign exchange and improved operational efficiency.

Interest income from loans and advances increased by 10.1% to 8.48 billion shillings from 7.70 billion shillings in the previous period.

Non-interest income rose 19.3% to 1.93 billion shillings, with foreign exchange performance up 70.8% to 355.99 million shillings from 208.42 million shillings during the period under review.

Net interest income was recorded at 4.2 billion shillings from 3.93 billion shillings, representing a growth of 7.1%, while total operating income increased by 10.7% to reach 6.13 billion shillings.

“Looking ahead, the improved results signal a more vigorous and renewed effort towards the final quarter of the year,” said the bank’s chief executive, Bharat Jani.

“As we celebrate 30 years of serving our customers this year, these impressive results reinforce our commitment to our customers to always put them first.”

The Tier II lender also attributed the performance to sustained growth in customer deposits which boosted its investment in government securities by 11% to 77.61 billion shillings from 69.94 billion shillings.

Government securities interest was 11% at 5.3 billion shillings from 4.78 billion shillings.

Net loans and advances to customers increased by 5.7% to 39.25 billion shillings from 37.13 billion shillings.

Last year, Prime Bank entered the mobile lending space with short-term lending, seeking to grow its mass market customer base, allowing borrowers to access loans ranging from Sh5,000 to Sh150,000. Sh with repayment periods ranging from 30 days to three months.

Other banks, including KCB, Co-op Bank and Equity, reported net profit growth of 20.9%, 47% and 26.61% respectively in the nine months to September, to 30.6 billion shillings, 17 billion shillings and 33.35 billion shillings respectively.

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Rising prices for insurance and seat belts: what you need to know https://easypaydayloanmtya.com/rising-prices-for-insurance-and-seat-belts-what-you-need-to-know/ Tue, 22 Nov 2022 01:31:16 +0000 https://easypaydayloanmtya.com/rising-prices-for-insurance-and-seat-belts-what-you-need-to-know/ If you don’t take it from a knockdown survivor, you might be interested to know what the Texas Supreme Court thinks about your non-closure.

DALLAS – Buckle up in Texas! An analysis came out on insurance rates, and there are high numbers in there, depending on where you live. Rates can vary significantly by postcode. And, of course, you also need to consider your driving and claims history.

If you have noticed that your hedging cost is increasing, there could be several reasons for this. But that can’t help: A report by QuoteWizard found that Texas had 91% seatbelt compliance, but Texas was one of only five states where they found that seatbelt use safety decreased between 2012 and 2019.

Seat belt statistics

The analysis also found that in 2019, Texas had the most people who were not wearing seat belts when killed in car crashes (892 of them that year).

This is a big deal. On top of the tragedy of all those lost lives, you can bet auto insurance companies calculate that when setting our rates. They know the statistics. If you use a seat belt in the front seat, the federal government says you are 50% less likely to be moderately or seriously injured and 45% less likely to be fatally injured. So please wear yours.

Take it from 16-year-old Jason Wheeler (the younger version of the author of this article). He was on a road trip and was traveling near Spring, Texas one day without wearing his seatbelt. But he stopped to refuel, got back in the car, and for some reason made the random decision to put it on.

About five minutes later, young Jason crashed, his car flipped over and landed on his roof, and he was left upside down…suspended by that seat belt while staring at the grass at through a broken windshield a foot from his face.

Make sure your kids are curly – really curly

Since then, buckleing up has been automatic for me. I have also always made sure that my children wear their seat belts. When they were old enough to do it themselves, I asked them before starting the car if they were buckled up.

A few times they told me yes, but while we were traveling or when we arrived at our destination, the seat belt slipped out of the receptacle. They didn’t make sure it “clicked” every time. So I started having them listen to that and tugging on their seat belt to make sure it was fastened and not slipping. The new question before leaving each time was, “Are you all tied up and pulled?”

If you have older kids, who are already driving, there are a variety of ways (some more invasive than others) to make sure they buckle up too.

If you are still not convinced…

If you still don’t want to wear a seat belt, you might consider this. The Texas Supreme Court ruled in 1974 that the use or non-use of a seat belt was not permissible in car accident cases.

But in 2015, the state’s high court called its previous ruling a “relic of a bygone legal system and strange in light of modern societal norms”.

The judges overturned the court’s long-standing decision. Believing that seat belts are now required by law in Texas, they decided: “Relevant evidence of the use or non-use of seat belts is admissible for purposes of apportionment of liability in civil suits.” .

Put simply, this meant that if the accident that injured you was someone else’s fault, the money you could get by suing it could be reduced if you weren’t tied down.

If we all strapped in, we could save money on our group auto insurance premiums, make sure we’re fully covered financially if someone else injures us in an accident, and most importantly…we can avoid many injuries and deaths.

Everything you need to know – Forbes Advisor Australia https://easypaydayloanmtya.com/everything-you-need-to-know-forbes-advisor-australia/ Mon, 21 Nov 2022 03:14:13 +0000 https://easypaydayloanmtya.com/everything-you-need-to-know-forbes-advisor-australia/

Yes, you have to pay taxes on your crypto if you hold it as an investment. In the ideal world of crypto investors, taxes would not apply to digital currency; however, because the federal government considers your crypto investments to be assets, they fall under the aegis of capital gains tax (CGT). Operations such as assignment, exchange or barter are all considered by the ATO to be a CGT event: a fact that is often ignored, according to the senior tax official at the teledeclaration service, Etax.com.auLiz Russell.

“I find a lot of people don’t realize that exchanging one type of crypto for another, for example using Bitcoin to buy Ethereum is also considered a capital event by the ATO,” says Russell.

“So in this case, the difference in price of Bitcoin when you bought it compared to when you used it to buy Ethereum is treated the same from a tax perspective as if you sold the Bitcoin. Bitcoin against Australian dollars.”

As the Australian government has not yet declared the cryptocurrency official or legal tender, it is currently classified as an asset. This was reaffirmed in the recent budget, in which the Albanian government noted that cryptocurrencies will not be considered foreign currency for tax purposes, seeming to indicate that Australia will not follow El Salvador in stating Bitcoin be legal tender.

Therefore, as you would with any asset, if you sell your crypto for profit, you have realized capital gains and must pay taxes on that profit.

It is important to note that CGT is only a title; any net gain made by your investment is taxable income for your income tax purposes. So what is the rate of capital gains tax on your crypto? This is the same rate as your income tax rate.

However, there are variations in how your tax is calculated depending on whether you qualify as a trader or an investor. The details of these variations are slightly more nuanced and can be confusing for beginners.

76% of millennials are ready for super apps https://easypaydayloanmtya.com/76-of-millennials-are-ready-for-super-apps/ Sat, 19 Nov 2022 01:27:26 +0000 https://easypaydayloanmtya.com/76-of-millennials-are-ready-for-super-apps/

The apps were a hit right from the start, namely the typical phone screen is cluttered with dozens of them. This is a big reason why having a single app that would combine banking, payments, identity and more into one super app would be a big hit.

In the “Super Apps for the Super Connected” study, a collaboration between PYMNTS and PayPal, we surveyed over 9,000 consumers in the US, UK, Australia and Germany about their appetite for a super app . Extrapolating the results, the study suggested that 96 million users would be keen to get their hands on it, hoping to enjoy more of the experience of the super app which is already widely loved in the Asia-Pacific regions. (APAC) and Latin America.

What also emerges from the data are generational differences. While not entirely unexpected, they are still significant in terms of business and payout significance.

Segment respondents into three groups – the “basic technology” group which owns an average of two connected devices, the “consumer technology” group which owns an average of four devices and the “connected technology” group with up to eight devices – guess what? which is to do it in a super style of application?

The study says that 76% of millennials “shopped online in the 30 days before the study — 65% of baby boomers and seniors did the same. Additionally, 70% of millennials in four countries have used connected devices to order food in a restaurant, surpassing the 60% of Gen Z consumers who have done so. »

Additionally, we found that “a quarter of all consumers indicated great interest, but 40% of millennials said they were ‘very’ or ‘extremely’ interested in a great app. Only 35% of millennial consumers X and 25% of Gen Z consumers reported the same level of interest.”

How consumers pay online with stored credentials
Convenience drives some consumers to store their payment credentials with merchants, while security concerns give other customers pause. For “How We Pay Digitally: Stored Credentials Edition,” a collaboration with Amazon Web Services, PYMNTS surveyed 2,102 US consumers to analyze the consumer dilemma and reveal how merchants can overcome holdouts.

Must impose a cost on countries that support terrorism: PM Modi at ‘No Money for Terror’ meeting https://easypaydayloanmtya.com/must-impose-a-cost-on-countries-that-support-terrorism-pm-modi-at-no-money-for-terror-meeting/ Fri, 18 Nov 2022 04:41:15 +0000 https://easypaydayloanmtya.com/must-impose-a-cost-on-countries-that-support-terrorism-pm-modi-at-no-money-for-terror-meeting/

On Friday, Prime Minister Narendra Modi addressed the Third No Money for Terror Ministerial Conference on Counterterrorism Financing in New Delhi. About 450 delegates from all over the world are present.

New Delhi,UPDATED: Nov 18, 2022 10:17 a.m. IST

PM Modi will address the third meeting today

Prime Minister Narendra Modi will deliver the inaugural address at the third “No Money for Terror” meeting. (File photo/PTI)

By Jitendra Bahadur Singh: The world must unite against overt and covert terrorism, Prime Minister Narendra Modi said at the No Money for Terrorism Ministerial Conference on Counter Terrorism Financing in New Delhi on Friday.

“Uprooting terrorism requires a broader, proactive and systemic response. If we want our citizens to be safe, we cannot wait for terror to come to us. finance,” he said as he delivered the inaugural address.

Prime Minister Modi also spoke about state-sponsored terror and the need to crack down on this form of proxy warfare. Organizations and individuals trying to create sympathy for terrorists must also be isolated, he added.

“Some countries support terrorism as part of their foreign policy. They offer them political, ideological and financial support… There must be a cost imposed on these countries,” he said.

Prime Minister Modi said India had suffered from terrorism for decades and fought back bravely.

“We consider even one attack to be one too many. Even one life lost is one too many. Thus, we will have no rest until terrorism is uprooted,” the prime minister said.

The two-day conference, to be held on November 18-19, will provide a unique platform for participating nations and organizations to discuss the effectiveness of the current international regime for combating the financing of terrorism as well as the measures needed to address emerging challenges.

It will bring together around 450 delegates from around the world, including ministers, heads of multilateral organizations and heads of delegations from the Financial Action Task Force (FATF).

Interior Minister Amit Shah will attend the closing session of the conference on Saturday.

“The conference will build on the achievements and lessons of the two previous conferences (held in Paris in April 2018 and in Melbourne in November 2019) and will seek to strengthen global cooperation to deny terrorist financing and access to permissive jurisdictions to operate,” the Prime Minister’s Office (CPM) said.

Preparing your business for sale and often overlooked real estate considerations https://easypaydayloanmtya.com/preparing-your-business-for-sale-and-often-overlooked-real-estate-considerations/ Thu, 17 Nov 2022 18:29:25 +0000 https://easypaydayloanmtya.com/preparing-your-business-for-sale-and-often-overlooked-real-estate-considerations/

There are many great resources and talented advisors, many of them local, to help businesses position their business for sale. Additionally, I find transactions involving companies that have taken advantage of these resources before the sale are often smoother, faster, and involve less negotiation. That said, a surprising number of business sales are ultimately held back by real estate considerations, many of which are simple and could have been mitigated by prior review and correction had they been done by the selling business before closing. definitive agreements and buyer due diligence.

Below are some basic real estate considerations that are often overlooked by businesses and I advise you to consult your friendly local commercial real estate attorney to review your business real estate, whether leased or owned, before proceeding. begin negotiations for the sale of your business.