Title Loans – Easy Payday Loan MTYA http://easypaydayloanmtya.com/ Wed, 11 May 2022 02:59:09 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://easypaydayloanmtya.com/wp-content/uploads/2021/05/easy-payday-loan-mtya-icon-150x150.png Title Loans – Easy Payday Loan MTYA http://easypaydayloanmtya.com/ 32 32 Emergency funding bill for Ukraine passes House https://easypaydayloanmtya.com/emergency-funding-bill-for-ukraine-passes-house/ Tue, 10 May 2022 23:48:45 +0000 https://easypaydayloanmtya.com/emergency-funding-bill-for-ukraine-passes-house/

The House passed an additional package of about $40 billion in military, economic and humanitarian aid for Ukraine on Tuesday night, just hours after Democratic leaders introduced the bill.

The measure won broad bipartisan support from House lawmakers in a 368-57 vote. It now heads to the Senate where the measure could be approved for President Joe Biden’s signature later this week.

The swift move came after Senate Republicans said earlier in the day that there were lingering disagreements over the text the owners began circulating in the morning. Negotiators agreed to drop a provision that would allow the settlement of Afghan refugees that was part of Biden’s original $33 billion request, for example, after worried Republicans refused verification procedures.

“There are a number of issues that we looked at, and I said I couldn’t support the Afghan bills unless they’re resolved, and some of them would be waivers for those who are affiliated with terrorist organizations or recruited child soldiers, and those are not things we should give up on,” Sen. Joni Ernst, R-Iowa, said Tuesday. “It’s in the language, and I can’t not support it in the text.”

Senate Appropriations member Richard C. Shelby, R-Ala., said after House Democrats introduced the bill that “we’re really close” to a deal, though it has suggested that there might still be adjustments before the measure is cleared. Other senators said the measure could clear the Senate as early as Thursday.

Direct comparison between First Horizon (NYSE:FHN) and Ballston Spa Bancorp (OTCMKTS:BSPA) https://easypaydayloanmtya.com/direct-comparison-between-first-horizon-nysefhn-and-ballston-spa-bancorp-otcmktsbspa/ Sun, 08 May 2022 22:14:59 +0000 https://easypaydayloanmtya.com/direct-comparison-between-first-horizon-nysefhn-and-ballston-spa-bancorp-otcmktsbspa/

Prime Horizon (NYSE: FHNGet a rating) and Ballston Spa Bancorp (OTCMKTS: BSPAGet a rating) are both finance companies, but which company is superior? We’ll compare the two companies based on the strength of their profitability, dividends, earnings, risk, analyst recommendations, valuation and institutional ownership.

Institutional and insider ownership

79.6% of First Horizon’s shares are held by institutional investors. By comparison, 2.4% of Ballston Spa Bancorp’s shares are held by institutional investors. 1.6% of First Horizon shares are held by insiders. Strong institutional ownership indicates that endowments, hedge funds, and large fund managers believe a stock will outperform the market over the long term.


This table compares the net margins, return on equity and return on assets of First Horizon and Ballston Spa Bancorp.

Net margins Return on equity return on assets
first horizon 30.72% 13.82% 1.24%
Ballston Spa Bancorp N / A N / A N / A


First Horizon pays an annual dividend of $0.60 per share and has a dividend yield of 2.7%. Ballston Spa Bancorp pays an annual dividend of $1.32 per share and has a dividend yield of 2.4%. First Horizon pays 35.7% of its earnings as a dividend.

Analyst Notes

This is a summary of current recommendations and price targets for First Horizon and Ballston Spa Bancorp, as provided by MarketBeat.com.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
first horizon 0 9 0 0 2.00
Ballston Spa Bancorp 0 0 0 0 N / A

First Horizon currently has a consensus price target of $21.29, indicating a potential downside of 5.40%. Given First Horizon’s likely higher upside, analysts clearly believe that First Horizon is more favorable than Ballston Spa Bancorp.

Benefits and evaluation

This table compares the gross revenue, earnings per share and valuation of First Horizon and Ballston Spa Bancorp.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
first horizon $3.25 billion 3.71 $999.00 million $1.68 1:39 p.m.
Ballston Spa Bancorp N / A N / A N / A N / A N / A

First Horizon has higher revenues and profits than Ballston Spa Bancorp.

Risk and Volatility

First Horizon has a beta of 1.14, meaning its stock price is 14% more volatile than the S&P 500. In comparison, Ballston Spa Bancorp has a beta of -0.2, meaning its stock price is 120% less volatile than the S&P 500.


First Horizon beats Ballston Spa Bancorp on 9 out of 10 factors compared between the two stocks.

About Premier Horizon (Get a rating)

First Horizon Corporation operates as a bank holding company for First Horizon Bank which provides various financial services. The Company operates through three segments: Regional Bank, Specialized Bank and Corporate. It offers general banking services to consumers, businesses, financial institutions and governments. The company also ensures the subscription of eligible banking securities and other fixed income securities eligible for subscription by financial subsidiaries; sells loans and derivatives; and offers consulting services. In addition, it offers various services, such as mortgage banking; title insurance and loan closing; brokerage; correspondent bank; national check clearing and remittance processing; trust, fiduciary and agency; financing of equipment; and financial advisory and investment services. Additionally, the Company sells mutual funds and retail insurance products; and credit cards. It operates approximately 500 banking offices in 22 states under the First Horizon Bank brand; and 400 banking centers in 12 states under the FHN Financial brand in the United States. The company was formerly known as First Horizon National Corporation and changed its name to First Horizon Corporation in November 2020. First Horizon Corporation was founded in 1864 and is headquartered in Memphis, Tennessee.

About Ballston Spa Bancorp (Get a rating)

Ballston Spa Bancorp logoBallston Spa Bancorp, Inc. operates as a holding company for Ballston Spa National Bank which provides a range of banking, finance, trust, brokerage and other financial services to businesses, municipalities and individuals in the United States. The company offers individual checking, savings, money market, health savings and retirement accounts, as well as certificates of deposit; lending products, such as mortgages and real estate, construction, auto, boat, recreational vehicle, personal loans, small business, term loans and commercial real estate loans, as well as lines of credit and government programs; and debit and credit cards. It also provides personal investment services, which include annuities, education savings plans, mutual funds, and life insurance and long-term care products; investment and asset management; curatorship; estate settlement; guardian; and wealth management services. Additionally, the company offers cash management services; and merchant and payment processing services, as well as online and mobile banking, e-statements and mobile wallets. It operates through thirteen branches in Ballston Spa, Burnt Hills, Clifton Park, Galway, Greenfield Center, Guilderland, Latham, Malta, Milton Crest, Stillwater, Voorheesville and Wilton counties. The company was founded in 1838 and is based in Ballston Spa, New York.

Get news and reviews for First Horizon Daily – Enter your email address below to receive a concise daily summary of breaking news and analyst ratings for First Horizon and related companies with MarketBeat.com’s free daily email newsletter.

Chelsea sold for $3 billion to LA Dodgers owners and investors https://easypaydayloanmtya.com/chelsea-sold-for-3-billion-to-la-dodgers-owners-and-investors/ Sat, 07 May 2022 07:30:56 +0000 https://easypaydayloanmtya.com/chelsea-sold-for-3-billion-to-la-dodgers-owners-and-investors/

LONDON — Chelsea will be sold to a consortium led by Los Angeles Dodgers co-owner Todd Boehly, ending 19 years of Roman Abramovich’s lavish ownership and investment until the Russian oligarch was sanctioned and forced to offload the Premier League club during the war in Ukraine. .

The £2.5 billion ($3.1 billion) sale price for the defending FIFA Club World Cup winners and 2021 European champions is the most lucrative ever for a sports team worldwide, but Abramovich cannot receive the proceeds, which he hopes will go to a foundation for war victims. A further £1.75bn ($2.2bn) has been pledged to invest in Chelsea teams and stadiums after two months of rapid talks to sell the west London club since Russia invaded Ukraine.

After several rival offers were rejected, Chelsea said on Saturday the terms of the takeover had been agreed with a consortium including Boehly with Dodgers main owner Mark Walter, Swiss billionaire Hansjorg Wyss and funding from private equity firm Clearlake. Capital.

The Premier League must approve them as the new owner and the government must sign under the terms of the license which allows Chelsea to continue operating as a business until May 31 while being one of the frozen assets of ‘Abramovich.

Abramovich has said he will write off loans of more than 1.5 billion pounds ($1.9 billion) to Chelsea, but that has been complicated by sanctions put in place by the UK government as part of a crackdown on wealthy Russians linked to President Vladimir Putin. Abramovich’s team has positioned him as a potential peacemaker, but that track has gone public in recent weeks and the billionaire has not condemned the war.

Chelsea, whose ability to sell match tickets and commit to further spending on players has been hampered by the sanctions, expects the sale to be complete by the end of May.

“Profits will be deposited into a frozen UK bank account with the intention of donating 100% to charitable causes, as confirmed by Roman Abramovich,” Chelsea said in a statement.

Boehly is already in London and was due to attend Chelsea’s Premier League game against Wolverhampton at Stamford Bridge on Saturday. Thomas Tuchel’s side are third in the standings with four games to play. The title is out of reach but qualification for the Champions League is almost assured.

Chelsea have the smallest and most dated stadium of the Premier League’s most successful clubs, with plans to rebuild the 41,000-seater site put on hold by Abramovich in 2018 as Anglo-Russian diplomatic tensions escalated. were intensifying.

Chelsea said the £1.75billion pledged will be used to fund investment in Stamford Bridge, the academy and the women’s team, which can win their league title on Sunday.

Boehly is a co-owner of the Los Angeles Dodgers MLB franchise and he also owns minority stakes in the NBA’s Los Angeles Lakers and the WNBA’s Los Angeles Sparks.

The challenge will be to maintain the expectation of regular trophies produced as part of Chelsea’s costly transformation, with 21 collected in 19 years.

Chelsea had only won the league title once – in 1955 – when Abramovich bought the club in 2003. Aided by expensive signings, the club won the Premier League title two years later and took it from there. added four more since then, most recently in 2017.

There is increased competition from wealthy owners to buy and retain players. In England alone, Manchester City have benefited from investments from Abu Dhabi since 2008 and the Saudi sovereign wealth fund bought Newcastle last year.

No details were provided on the future day-to-day management of Chelsea, who were the first Premier League club to benefit from a mega-wealthy foreign investor in 2003.

Boehly, who studied at the London School of Economics, co-founded investment firm Eldridge Industries in 2015 and serves as its chairman and chief executive. The private holding company has investments in more than 70 companies, including in sports, entertainment and media.

Besides the Los Angeles teams, Boehly has minority stakes in esports organization Cloud9 and DraftKings, an American fantasy sports betting company.

He is president of Security Benefit, a retirement solutions provider based in Topeka, Kansas, and MRC, an entertainment company that finances and produces film and television programming, including major shows such as the Golden Globes, American Music Awards and the Billboard Music Awards.

Other MRC holdings include Penske Media, which owns Billboard, Rolling Stone, Variety and The Hollywood Reporter.

Prior to co-founding Eldridge, Boehly was chairman of Guggenheim Partners. Walter, who partnered with Boehly to buy Chelsea, is the financial services company’s CEO.

Their first chance to see Chelsea lift a trophy is next Saturday. Liverpool are the opponents in the FA Cup final at Wembley Stadium.


More AP soccer: https://apnews.com/hub/soccer and https://twitter.com/AP_Sports

Sale of Chelsea: Roman Abramovich denies wanting to repay the loan to the Blues when the club is sold | Soccer News https://easypaydayloanmtya.com/sale-of-chelsea-roman-abramovich-denies-wanting-to-repay-the-loan-to-the-blues-when-the-club-is-sold-soccer-news/ Thu, 05 May 2022 18:30:40 +0000 https://easypaydayloanmtya.com/sale-of-chelsea-roman-abramovich-denies-wanting-to-repay-the-loan-to-the-blues-when-the-club-is-sold-soccer-news/

Roman Abramovich has denied wanting his £1.5billion loan from Chelsea repaid and has pledged to donate the proceeds from the sale of the club to charity.

The club was put up for sale by Abramovich in March just before he was sanctioned by the British government for his links to Russian President Vladimir Putin following the Russian invasion of Ukraine.

Abramovich said he would not seek repayment of his Chelsea loans and that the proceeds from the sale of the club would go to a charitable foundation for “all the victims of the war in Ukraine”.

After reports the oligarch was looking to recoup the money he loaned the club, the 55-year-old reiterated his pledge to donate the money from the sale to charity.

In a statement released by Abramovich and Chelsea on Thursday evening, a spokesperson for the Russian said: “Firstly, Mr Abramovich’s intentions regarding donating the proceeds from the sale of Chelsea to charity have not changed.

“Since the initial announcement, Mr. Abramovich’s team has identified senior representatives from United Nations agencies and major global charities who have been tasked with establishing a foundation and establishing a plan for its activities. he lead independent expert had conversations with government officials outlining the initial structure and plans.

Roman Abramovich watches England take on Italy at Euro 2012 in Kyiv (Photo: David Klein/Sportimage)

“Mr. Abramovich was not involved in this work and it was managed independently by experts with years of experience in humanitarian organizations.

“Secondly, Mr. Abramovich did not request repayment of any loan – such suggestions are entirely false – as are suggestions that Mr. Abramovich raised the price of the Club at the last minute. As part of the Mr Abramovich’s aim to find a good custodian for Chelsea FC, he however encouraged every bidder throughout this process to commit to investing in the Club – including the Academy, women’s team, redevelopment necessary for the stadium as well as maintaining the work of the Chelsea Foundation.”

The consortium led by American businessman Todd Boehly is the preferred bidder to buy Chelsea, but the British government will not allow the sale unless it is absolutely certain that Abramovich will not receive any proceeds.

The sale is being led by the Raine Group, an investment bank appointed by Abramovich, and he will have the final say on who buys the club.

Chelsea’s government license to operate expires on May 31 and they face the prospect of bankruptcy unless the club is sold or the license is extended.

The Premier League meets on June 8 to constitute the new season, by which time Chelsea should have a license to be part of the next campaign.

The spokesman added in the statement: “Following the sanctions and other restrictions imposed on Mr Abramovich by the United Kingdom since the announcement of the sale of the Club, the loan has also been subject to sanctions from the EU, requiring additional approvals. This means that the funds will be frozen and subject to a legal procedure governed by the authorities. These funds are always intended for the Foundation. The government is aware of these restrictions as well as the legal implications.

“To be clear, Mr. Abramovich has no access to or control over these funds and will have no access to or control over these funds after the sale. Despite the changed circumstances since his initial announcement, he remains committed to finding a good custodian for Chelsea FC and making sure the proceeds go to good causes.”

Analysis: Chelsea fans can be relieved

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Kaveh Solhekol breaks down Roman Abramovich’s statement after the Russian reiterated he would not expect Chelsea loans to be repaid when the club is sold

Sky Sports News chief reporter Kaveh Solhekol:

“Roman Abramovich doesn’t speak publicly very often and when he does it’s normally important. It’s an important statement from his spokesperson.

“During the sale process over the past two weeks, it was suggested that he did indeed want that money back due to tax complications and the fact that he was being sanctioned.

“It’s a really complicated situation, but he tried to set the record straight tonight. And he basically says in this statement: nothing has changed. He doesn’t want his money back, he’s walking away from it. stands by his original position that the money left after the club was sold.

Chelsea fans held a banner for Roman Abramovich at Stamford Bridge on Sunday
Chelsea fans held a banner for Roman Abramovich at Stamford Bridge

“He talked about what will happen to the money. He said earlier that it will go to the victims of the war in Ukraine. In this statement, he said his team had worked hard to create a foundation and people The UN is involved and has also held talks with the British government about what happened.

“The message he’s just trying to get across is don’t believe everything you hear or read. I don’t think we can ignore what we and other people have reported. The information we have come from people very close to the sales process. Our information is always true. I’m not accusing Mr. Abramovich of not telling the truth. That’s how he sees it, but it’s a complicated process, different people say different things.

“I think that will calm some nerves as far as Chelsea fans are concerned. He also touches on another key point. There have been many reports suggesting the goalposts have changed – that Abramovich had asked for an extra £500m to be put in Mr. Abramovich’s spokesman says he is not asking for extra money, but he goes on to say that he wants to ensure that the people who buy the club commit funds to develop the club in the future – to invest in the men’s team, the women’s team, the stadium as well.

“Again, I don’t think what we and other people were reporting was wrong. It’s just different interpretations. Mr. Abramovich explains the reason behind it. [extra money being asked for] it’s because he wanted to make sure Chelsea’s future was secure and that the club’s buyers had enough money to look after the club.”

Choose the right home improvement loan to start your major repair https://easypaydayloanmtya.com/choose-the-right-home-improvement-loan-to-start-your-major-repair/ Mon, 02 May 2022 05:26:38 +0000 https://easypaydayloanmtya.com/choose-the-right-home-improvement-loan-to-start-your-major-repair/

There is always something to fix or improve in a house. From the roof to the foundation, home repairs can be costly. That’s why so many homeowners turn to home improvement loans to help them get the job done.

However, with so many types of home improvement loans available, it can be difficult to choose the best one for your project. In this blog post, we’ll discuss the different types of home improvement loans available and help you choose the right one for you!

Home improvement loans can be a great way to finance your project or repairs.

But with so many options available, it can be difficult to choose the right one for you. Vernon Tremblay of ACFA-CashFlowdetails some tips to help you choose the right renovation loan for your needs.

– First, consider how much money you need to borrow. Home improvement loans typically range from $500 to $100,000, so it’s important to know how much you’ll need before you start shopping.

– Second, consider the terms of the loan. Home improvement loans can have terms as short as a few months or as long as 20 years. Choose a loan term that suits your budget and project schedule.

– Third, compare interest rates and fees from multiple lenders. Home improvement loans have different interest rates and fees depending on the lender, so it’s important to compare your options before settling on a loan.

– Finally, make sure that you can benefit from the loan. Most home improvement loans have specific requirements, such as a minimum credit score or income level. Make sure you meet all the requirements before applying for the loan.

Following these tips will help you choose the right home improvement loan for your needs and ensure you get the best rate and terms possible. So start shopping and comparing your options today to find the perfect home improvement loan for your next project.

There are different types of home improvement loans, so it’s important to find the one that’s right for you.

Home improvement loans can help you finance a renovation or repair project in your home. But with so many different types of home improvement loans available, it can be difficult to know which one is best for your needs.

Here is a brief overview of the different types of home improvement loans and what they can be used for:

– Home Equity Loans: A home equity loan is a second mortgage on your home. You will need to have the equity in your home to qualify for this type of loan, i.e. the part of your home that you fully own, without any outstanding mortgages or other claims against it. Home equity loans can be used to make small repairs or undertake major renovations.

– Advantages: low interest rate, flexible repayment terms

– Cons: Requires equity in your home, may require home appraisal

– Online personal loan: A personal loan is an unsecured loan that can be used for anything you want, including home improvement projects. They are usually called online payday loans. You’ll usually need good credit to qualify for a personal loan, and these are the easiest to get since all you need to do is fill out a loan application online and you can expect the money to be deposited into your bank account within 24 hours. .

– Pros: No collateral required, can be used for anything

– Disadvantages: higher interest rates than some other types of loans, may have shorter repayment terms

– Title I Home Improvement Loans: These loans are offered by the federal government through the Department of Housing and Urban Development (HUD). They can be used for any type of home improvement project, big or small.

– Pros: No collateral required, can be used for anything

– Disadvantages: interest rates can be higher than for some other types of loans

– FHA 203(k) rehabilitation loans: These loans are offered by the federal government through the Federal Housing Administration (FHA). They can be used to finance both the purchase of a home and home improvement projects, all in one loan.

– Pros: Can be used to finance both home purchase and home improvements, low down payment requirements

– Cons: Requires you to work with a HUD-certified consultant, interest rates may be higher than market rates

Whichever type of loan you choose, be sure to compare interest rates, fees, and repayment terms before settling on a loan. And remember, home improvement loans are just one option for financing repairs or renovations to your home. You can also use savings, home equity lines of credit or credit cards. Choose the option that best suits you and your project.

Work with a contractor who can help you meet your budget and deadlines

You don’t have to go it alone when you’re ready to tackle home improvement projects. There are plenty of contractors out there who can help you get the job done, and they can even help you stick to your budget. Just be sure to choose a contractor who has experience with the type of home improvement project you are considering. Otherwise, you might end up spending more money than necessary.

And speaking of money, one of the most important things to do before starting any home improvement project is to figure out how you’re going to pay for it. This is where home improvement loans come in. Home improvement loans are designed specifically for homeowners who want to make major repairs or renovations to their home.

GSB car lending company ready to lend 20 billion baht https://easypaydayloanmtya.com/gsb-car-lending-company-ready-to-lend-20-billion-baht/ Fri, 22 Apr 2022 21:11:00 +0000 https://easypaydayloanmtya.com/gsb-car-lending-company-ready-to-lend-20-billion-baht/

People receive financial services at the Seacon Square branch of the Government Savings Bank.

Government Savings Bank (GSB) motorcycle and car title lending joint venture expects to lend about 20 billion baht this year, up 25% from last year, bank chairman said , Vitai Ratanakorn.

The state-owned bank entered the auto title lending business in 2020 by acquiring a 49% stake in Fast Money Co Ltd, which was previously 100% owned by Srisawad Corporation.

GSB’s entry into the arena is aimed at providing loans to increase liquidity to low-income people, in line with government policy. He also wants to reduce the high interest rates for this loan segment.

Currently, annual interest in this segment is around 19%, up from 28% previously.

Over the past year, Fast Money Co Ltd has provided loans worth more than 16 billion baht at an annual interest rate of around 11% to more than 800,000 low-income people.

Auto title loans account for 21% of total loans from non-banks worth 481 billion baht, while personal loans account for 48% and credit card loans for 31%.

GSB recently launched a low-interest loan that does not require collateral, aimed at helping low-income people build up their liquidity.

This decision is in line with government policy to mitigate the prolonged impact of the pandemic on low-income people.

The loan is only available through the bank’s MyMo mobile banking app.

Meanwhile, the Bank for Agriculture and Agricultural Cooperatives plans to focus more this year on supporting environmentally friendly agricultural projects, its chairman Tanaratt Ngamvalairatt said.

Part of this initiative is to issue green bonds totaling 6 billion baht to the private sector to allow companies to participate in supporting these projects.

Live Updates: U.S. Natural Gas Price Hits 13-Year High https://easypaydayloanmtya.com/live-updates-u-s-natural-gas-price-hits-13-year-high/ Mon, 18 Apr 2022 21:12:45 +0000 https://easypaydayloanmtya.com/live-updates-u-s-natural-gas-price-hits-13-year-high/

U.S. homebuilder confidence fell for the fourth straight month in April as rising mortgage rates, rising home prices and high construction costs weighed on builder confidence and affordability housing.

The National Association of Home Builders’ housing market index fell two points to 77 in April, in line with economists’ forecasts, according to a Refinitiv poll.

The index sits slightly above levels reached in the months before the start of the pandemic, but below an all-time high of 90 in November 2020. The gauge remains well above 50, a reading above above which more builders rate conditions as good rather than poor.

Still, homebuilder confidence has waned in recent months and demand for new homes has weakened, thanks in part to rising interest rates.

Mortgage rates recently hit 5%, the highest level in more than a decade, as the Federal Reserve looks set to continue to tighten monetary policy this year. Combined with house prices that have risen during the pandemic as monetary policy has remained very loose to support an economic recovery, housing affordability is becoming increasingly out of reach for many American buyers.

Supply chain issues continue to drive up production costs, posing a problem not only for builders, but also for homebuyers who face higher mortgage rates and soaring home prices .

“Despite the existing low inventory, builders are reporting that sales traffic and current selling conditions have fallen to their lowest points since last summer, as a sharp rise in mortgage rates and continued disruptions in the supply chain continue to disrupt the housing market,” said NAHB President Jerry Konter. .

A regional breakdown showed the NAHB index rose in the South and Northeast but fell in the Midwest and West.

Verrill welcomes real estate lawyer Casey https://easypaydayloanmtya.com/verrill-welcomes-real-estate-lawyer-casey/ Fri, 15 Apr 2022 20:46:20 +0000 https://easypaydayloanmtya.com/verrill-welcomes-real-estate-lawyer-casey/

PORTLAND – Verrill is pleased to welcome Daniel J. Casey to the firm’s Portland office as legal counsel within its real estate group.

Casey represents buyers, sellers, investors, developers and lenders in the acquisition, financing, development, leasing and disposition of real estate across all asset classes.

Casey has considerable experience representing local and regional bank and non-bank lenders in financing transactions ranging from less than $1 million to $50 million, including residential and commercial real estate, construction, asset-based term loans and lines of credit, such as SBA Express, 7(a) and 504 loans.