A gambling addict secretly used his girlfriend’s personal data to obtain cash loans to pay his bets, a court has heard.
Jamie O’Sullivan, 35, opened bank and business accounts and applied for personal loans on behalf of women whom he dated at different times over two years starting in 2017.
He also used their phones to authorize payments to betting accounts, a court heard Thursday last week.
O’Sullivan, of Abbots Drive, Stoney Stanton, near Hinckley, appeared in Gloucester Crown Court to plead guilty to eight counts of fraud by misrepresentation.
Prosecutor Matt Jackson told the court that O’Sullivan applied for around £ 5,000 in loans using the women’s contact details and did not tell them what he was doing.
Mr. Jackson said: “O’Sullivan did not initially enter into these relationships to commit the various frauds, but they were a happy coincidence from his point of view. The offenses all share a similar modus operandi.
“He tries to cover up his fraudulent activity in all three cases by keeping the evidence away from his victims.”
O’Sullivan’s first victim was a woman who lived in Leicester.
He used his details in 2017 to open a “ U ” bank account and a Halifax account, then applied for a personal loan in his name, the prosecutor said.
In March 2018, O’Sullivan was dating a second wife, who lived in Gloucester.
He used his phone SIM card to authorize payments of £ 180 to a betting account, Mr Jackson said.
“In 2018, O’Sullivan continued to carry out his fraudulent activity for an extended period with his third victim, who claims to have suffered a significant psychological impact from his crime,” added Mr. Jackson.
The first victim suffered no financial loss as fraudulent transactions on his behalf were refused, Jackson said.
However, the second woman lost and owes £ 180, the third victim has £ 120 out of her pocket, the prosecutor said.
Sarah Jenkins, defending, pointed out that the only real loss to the victims was a total of £ 300.
She said: “He has sought professional help from organizations such as Gambling Anonymous since he ended this addiction.
“It has shown that there is a prospect of rehabilitation.
“He has been working as a refrigeration technician for quite some time and has had a stable relationship for two years without any financial problems.”
Judge Recorder Richard Stead told O’Sullivan: “This is an unpleasant business.
“The value of the loss may not be significant, but you have taken advantage of the women in your relationships.
“You have been intimidating and abusive towards them, but I only condemn you for the fraudulent charges to which you have pleaded guilty.
“These pecuniary offenses simply amplify your other offenses and demonstrate your lack of respect for the women you have relationships with.
“I have seen evidence that you have stopped gambling and sought professional help for your addiction.
“You tried to cover up your fraudulent offenses from these women. I accept that you have shown remorse and have not offended in the meantime.
“Only a 23-month jail sentence is warranted but I think I can suspend it for two years.”
The judge also ordered O’Sullivan to undergo 15 days of rehabilitation with probation officers and pay compensation of £ 180 to his second victim and £ 620 to the third.
He was also ordered to pay court costs of £ 445 and a victim fine surcharge of £ 140.
The judge imposed a five-year restraining order barring him from all contact with Leicester’s wife.