Nearly 1.5 million homes need to get rid of gas in the next ten years, says the Climate Agreement. A heat pump comes into the picture for many people. This means large investments in insulation for older houses. Good insulation is really necessary for the commissioning of a heat pump. A heat pump is a major investment. How do you finance this? Read it in this blog.
Purchase heat pump: what do you have to meet?
In general, a house for a heat pump must be well insulated. In the case of a hybrid heat pump, cavity, floor and roof insulation and HR ++ glass are required. For an all-electric heat pump more – your house must then be insulated to a minimum energy label B.
Do you have a house that was built before 1995? Then there is a good chance that a larger investment is needed, including floor insulation and HR ++ glass, to be able to purchase a heat pump.
There are two types of heat pumps: a hybrid heat pump and an all-electric heat pump. A hybrid heat pump costs between € 3,500 and € 5,000 (source: Credit Central), including installation, excluding central heating boiler. For an all-electric heat pump you pay between € 6,000 and € 20,000 (source: Credit Central), including installation. All in all a substantial investment.
Financing the heat pump
There are various ways to finance energy-saving measures. In this blog about borrowing money to save energy, you can read more about how you can work best. For example, you can finance a heat pump by taking out a loan.
If you want to borrow money to save energy, a personal payday loan offers a solution for homeowners . Borrowing money for a heat pump is more than worth the investment. Moreover, with a personal payday loan you also enjoy a tax benefit. Another advantage is that a personal payday loan often has a shorter duration than a second mortgage and you do not have to go to the notary as when taking out a second mortgage.
Want to know more about how you can finance your heat pump? Contact one of our credit specialists.